How it works

From first tap to funded — designed for your phone, clear at every step.

Apply

Mobile number, loan amount, basic employment info.

Review

We verify identity and income — most decisions in under 2 hours.

Sign

Review total cost, e-sign your agreement.

Fund

Receive money via bank or e-wallet.

Team working together

What we look at

We assess income stability, existing obligations, and verification — not just a single score in isolation.

If we can't offer a loan, we'll tell you why when possible, so you can improve and reapply later.