New: Get pre-approved in 5 minutes — no branch visit. Check your rate →

Two coins. One clear path forward.

Personal credit, built for how Filipinos actually work.

Borrow ₱5,000 to ₱50,000 with clear rates, fast decisions, and an app that respects your time. No branch queues. No mystery fees.

SEC registered* 256-bit encryption 4.8★ app rating

₱500M+

Disbursed to borrowers

< 2 hrs

Median approval time

50,000+

Applications processed

Borrowing shouldn't feel like a second job.

Traditional lenders bury fees in fine print. DosPlatas shows your total cost before you sign — because clarity is the product.

Team collaborating in a modern office

All-in pricing

See total cost before you sign. No processing surprises at disbursement.

Digital-first

Apply from your phone. Most decisions in hours, not days at a branch.

Human support

Chat and email with real people when you need answers, not bots that loop.

Three steps. Minutes, not days.

From quote to funded — without the paperwork marathon.

01

Check your rate

Enter basic info. Soft check won't hurt your credit score.

02

Choose your loan

Pick amount and term. See monthly payment upfront.

03

Get funded

Sign digitally. Receive funds to your bank or e-wallet.

Start application

Loans that fit real life.

Salary Loan

For employed professionals with regular payroll.

₱10,000 – ₱50,000 · 3–12 months

Learn more →

Personal Loan

For freelancers and gig workers with valid ID + income proof.

₱5,000 – ₱30,000 · 3–6 months

Learn more →

See what you'd pay — before you apply.

Adjust amount and term. No signup required for this estimate.

Person reviewing finances on laptop
₱5,000₱50,000
Term

Estimated monthly payment

₱3,631

Total repayment: ₱21,786 · Illustrative rate ~2.5%/mo*

Get your personal offer

*Illustration only. Final offer depends on assessment. See Rates & fees.

Your dashboard, on mobile or desktop.

Track applications, sign agreements, and manage repayments from the app or web — one account, same transparency.

Apply now

Why borrowers switch to DosPlatas

Transparent

Every fee on one page. No surprises at disbursement.

Fast

Most decisions in under 2 hours on business days.

Fair

Rates based on your profile — not predatory one-size tiers.

Secure

Bank-grade encryption. We never sell your data to marketers.

Trusted by thousands nationwide

"I compared three apps. DosPlatas was the only one that showed the total I'd pay before I tapped accept."

Maria L. Quezon City · Salary loan

"Approved on my lunch break. Money was in my GCash the same afternoon."

James R. Cebu · Personal loan

"Support actually replied when I asked about early payment. Rare."

Ana P. Davao · Salary loan

Built on trust — regulated and secure

DosPlatas operates under applicable Philippine lending regulations. Your data is encrypted in transit and at rest.

Read our Privacy Policy
Modern corporate building representing stability

Questions? We've got answers.

Filipino citizens aged 21–60 with a valid government ID and proof of income (payslip, bank statement, or gig platform earnings).

View all FAQs

Ready when you are.

Download the app or apply on the web — same account, same clarity.

Person using smartphone for mobile banking